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JBSP Affordability Calculator

This calculator will enable you to establish how much the occupier and supporter can borrow to ensure it meets our criteria.

Firstly enter the occupiers details and if the applicant meets affordability for 70% of the total loan amount the calculator will allow you to continue to the next stage and add the supporters details.

Tip: If you have a single occupier (FTB) and a supporter you will select Single application.

Mortgage Details

Income

Applicant One

Applicant Two

Outgoings

Applicant One

Applicant Two

Results

The amount is only an indication of how much we may be able to lend; it is not an agreement to lend. Consideration of a mortgage application would be subject to our mortgage lending policy and a credit check where the outstanding credit commitments will be considered.

Supporter Details

Supporter Income

Please ensure you’ve read the guidelines on how much pension income to include

Supporter Outgoings

Please note: If the supporter is part of a joint household, please make sure you input the TOTAL outgoings for all bills including any mortgage (not half).

Results

The amount is only an indication of how much we may be able to lend; it is not an agreement to lend. Consideration of a mortgage application would be subject to our mortgage lending policy and a credit check where the outstanding credit commitments will be considered.