Everyday Buy-to-Let

Our Buy-to-Let product range is available to first time landlords and existing landlords to purchase or re-mortgage a property.

5 Year Fixed Rates: Rental Cover 140% of pay rate
Rental Cover on debt for debt re-mortgage cases 125% of pay rate
Fees can be added to the loan for debt for debt remortgages
Property must be let on an AST
Rental assessment is based on occupation by 1 family on an unfurnished let
No HMOs or Limited Companies
Minimum income £25,000
Maximum Portfolio with Saffron of £3m (no external exposure limit)
Interest only or repayment
Maximum loan size £3,000,000
Loans over this are priced on a bespoke basis and have restricted LTVs
Minimum term for this product must equal or exceed that of the fixed rate period
For portfolio landlords the maximum LTV INCLUDING fees is 75%
Regulated buy to let accepted – At some point, either now or in the future, you or an immediate family member will occupy the premises or be a tenant. (The definition of an immediate family member includes: parents, grandparents, child, grandchild, brother or sister.)