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Retention Products

Our Retentions Range is designed for clients coming to the end of their existing mortgage deal.

Options are available for residential (including those customers coming off First Time Buyer, Self-Build and Contractor/Self Employed deals) and buy-to-let (including Expat, Limited Company and our historic HMO products).

Retention Products are available direct and via brokers to existing SBS mortgage customers only on a like-for-like basis (e.g. no other changes such as term length or additional borrowing allowed). 

  • Customer must be maturing out of a Saffron Building Society product within the next 90 days

  • Product Transfers do not require a valuation (unless the borrower disputes the indexed LTV) or legal work.

  • Applicants must be up to date with their existing Saffron Building Society mortgage

  • Minimum term 3 years

  • Residential retention products are not available if the property is being let 

  • BTL retention products are not available in the property is being occupied by the borrower with consent

  • Interest only or repayment

  • Interest only to 70% max LTV for Residential and subject to an acceptable repayment strategy

  • Minimum loan size £1

  • Maximum loan size £3,000,000

Further Product Transfer criteria can be found here.

Making the journey as smooth as possible for you and your client

Your home may be repossessed if you do not keep up payments on your mortgage